Troy...
First I would think is that you need to suit the materials for the weather... When dry nothing insulates like down.. but when wet you are much better off with synthetics..
Are you going to tent it, tarp it or bivy it? That should weigh in your decision.. If you tent it your are better isolated from the elements...
Also, make sure you get a LONG and Em gets a SHORT... No need to carry extra weight for Em and you are too tall for a regular bag..
As far as temp ratings go... I would go about 10-30 degrees lower than what conditions you might encounter... Neither of you have much natural insulation...

I have an older North Face bag that I bought a long time ago and it has severed me well everywhere from the Ice Shelf of the Bering Straight and the deserts of Mexico... I picked it up in the Bargain Cave in Cabelas...